USDA Loans

There were a bazillion loan programs available just a couple years ago. Now they are disappearing... the programs, and in some cases the entire bank. For sure the greedy loan agents are now out of the market because it's much harder to find a sucker. I've recently been introduced to an amazing USDA loan program that makes Fannie Mae for the birds. It even tops the FHA loans even with the new guidelines. As bank programs are getting tighter and harder to write, the government backed programs are loosening. This is surely the way to go. USDA requires no money down, full documentation, but no assets needed. A credit score and a USDA approved township puts you on your way to one of the greatest programs I've seen in any market. Writting them in EHT and Galloway NJ all the time right now. Works for refinance or primary home purchase. Investor loans... well see you guys in a few years. For now investors must have big money down just like Fannie Mae. Call me for loan specifics.